Verify every dollar between your ledger and your bank statement. Surface discrepancies fast, confirm your cash position, and close the books with confidence.
Try It FreeThe bank statement is the single source of truth for cash. Reconciling ensures your accounting records agree with it. This process uncovers omitted transactions, exposes keying mistakes, and serves as a frontline defense against unauthorized charges. Make it a monthly habit and your financials stay trustworthy.
Provide the closing balance and date from your bank statement
Tick each item in Kantivo that appears on the statement
Once the remaining difference reaches zero, finalize the reconciliation
Kantivo presents every uncleared transaction for the selected bank account. Work through your statement line by line, marking off each item that matches. A live difference counter recalculates with every selection. When the counter reaches zero, confirm the reconciliation and you are finished.
Service charges, auto-debits, or deposits that were never entered. The reconciliation process brings them to light.
A mistyped amount or transposed digits will prevent the totals from agreeing - forcing the correction before you move on.
A transaction recorded twice creates an unmistakable imbalance that the reconciliation makes easy to spot.
Outstanding checks not yet cleared and deposits still in transit are tracked separately so you understand the gap.
Kantivo archives every completed reconciliation - date, ending balance, and the specific transactions that were cleared. Reviewing a prior period for an audit or a year-end question takes seconds, not searches through filing cabinets.
Spot an error mid-reconciliation? Double-click the transaction to open it in its account register for editing. Correct the amount, date, or classification, then continue reconciling right where you left off. No manual navigation required - the workflow stays uninterrupted.
Run a separate reconciliation for every account that receives a statement - checking, savings, credit cards, merchant services, and more. Each account retains its own independent reconciliation history.
Bank reconciliation is included with every Kantivo plan. Start your free 30-day trial.