💡 Already paid up elsewhere for this year? Say so and we will extend your trial, so you never pay for two at once. How switching works →
Choose a plan, pay for the year, and that figure stays put — the same in 2038 as it is today. No introductory rate, no yearly creep, nothing bolted on afterwards. Desktop accounting software that costs what it says.
Every plan is the full product — the statements your accountant expects, bank feeds, invoicing, the AI assistant. Kantivo runs on your own machine, and opens on your phone when you are away from it. Thirty days free to decide if we are any good, and no card to begin. To set the features against QuickBooks, Xero, Sage 50, FreshBooks and Wave, compare feature by feature.
Each plan is available two ways. With Kantivo Cloud we run and back up your books and you sign in from any browser; on your own machine it costs less by the price of hosting, which is $144 a year for the plan's first user and $12 a year for each additional user. The 12-year price lock applies to your Kantivo plan. Cloud hosting is priced on its own and is not covered by the lock. Help me choose
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Need more users? All plans support Bootstrap Add-ons - add team members for $120/year each.
Cancelling QuickBooks Desktop and just want your old years kept? Kantivo's Desktop History Archive costs nothing and stays read-only →
Built for 501(c)(3) nonprofits and congregations. FASB ASC 958-compliant reporting, donor-restricted fund tracking, functional expense allocation, and the four required nonprofit statements — at a price small charities can afford.
A church? Start here. Every plan below carries the ⛪ Church edition — Sunday counts, designated funds, online giving, annual giving statements and clergy housing — because the accounting underneath is the same accounting. What churches get →
All Nonprofit Edition plans are annual billing only. Switching standards mid-year is supported per-company.
Built for the water district, the fire authority and the village clerk — genuine self-balancing funds rather than classes pretending to be funds. GASB 54 fund balance classes, the full fund statement suite, and a Budget vs Actual your board can read, at a number that doesn't require a bond issue to approve.
For comparison: public-sector accounting vendors typically open at $3,000–$5,000 a year, and mid-market suites land between $10,000 and $60,000 before anyone mentions implementation. Full Government Edition breakdown →
We're so confident in our product and pricing that we're doing something radical: The price you pay today is your price for 12 years.
Not "up to" 12 years. Not "subject to change." Not "introductory rate."
Sign up at $299/year? That's your rate until 2038.
The 12-year price lock applies to your Kantivo plan. Cloud hosting is priced on its own and is not covered by the lock.
Rather see it working first? Open the live demo — nothing to install or sign up for →
Where this came from
Of everything a business runs on, its books are the hardest to walk away from. Years of invoices, reconciliations and closed periods sit in one file, and switching means moving all of it. Anyone who sells accounting software understands that, which is why the renewal quietly climbs — the increase is not a reflection of a better year's work, it is a reflection of how awkward leaving would be.
We did not want to price that way. Holding your rate for twelve years takes the lever away from us on purpose: the only thing keeping you here in year six is whether the software still earns its place.
It is a promise we can keep because Kantivo runs on your own machine. We are not paying to host your data, so our costs do not rise as your file grows or your team does. That saving is real, and we would rather return it as a number that never moves than pocket it through an annual rise.
The length is chosen for the same reason. Twelve years outlasts most business plans and most software, which is the point: the figure on your 2038 renewal is the figure you agreed to on the day you joined.
It is also the yardstick we hold ourselves to. We will call Kantivo a $100 million company when our customers have saved $100 million under this lock, not when we have billed it. See the $100M promise →
The 12-Year Price Lock applies to your subscription tier rate. It does not cover Kantivo Cloud hosting ($144 a year for the plan's first user, plus $12 a year for each additional user on the plan), which is priced on its own and may change. If you upgrade to a higher tier, the new tier's current rate becomes your locked rate. Taxes and payment processing fees from third parties (Stripe, PayPal) are separate and not controlled by Kantivo.
Start your free 30-day trial. No credit card required. The full product, with one live bank feed until you pick a plan.