See how Kantivo stacks up against QuickBooks, Xero, Sage, and Wave. Same features, fraction of the cost, plus a 12-year price lock.
Open the feature-by-feature chart →Seven competitors, 91 features, every competitor entry sourced.
All the features of QuickBooks Online Plus at a fraction of the price. Desktop app with 12-year price lock.
See full comparison →On Xero's 1 October 2026 prices. Ahead for one or two users and for anyone running several companies; at three users or more Xero costs less, and the comparison says so.
See full comparison →When "free" isn't really free. Professional features, data privacy, and no ads or upsells.
See full comparison →One desktop ledger against another. The file stays on your own machine either way — what differs is a rate held for 12 years against a compulsory auto-renewal, and five users at $1,020 against $2,268.
See full comparison →Intuit's last Desktop edition on sale, billed per user. Seat-by-seat pricing, the four things Enterprise does that we don't, and how your history moves across.
See full comparison →For accounting firms: the QBOA console costs nothing, but each client carries a QBO subscription. One flat fee covers unlimited clients, and the white-label portal puts your firm on the login screen.
See full comparison →| Feature | Kantivo | QuickBooks | Xero | Sage | Wave |
|---|---|---|---|---|---|
| Annual Price (Pro tier) | $540 | $1,680 | $708 (Growing, 1 Oct 2026) | $988.80 | $0* |
| Reporting Standard | Pick GAAP, IFRS, GASB or nonprofit for each company | Fixed by country edition | Fixed by country edition | US GAAP (US product) | Fixed by country |
| Professional Invoicing | Unlimited | Unlimited | Limited (Early) | Unlimited | Unlimited |
| Multi-Currency | 15+ | Yes | Yes | Not in US edition | Limited |
| Time Tracking | Yes (Pro+) | Extra cost | Extra cost | By edition | No |
| Inventory | Yes (every plan) | Plus+ | Growing+ | Yes | No |
| Desktop App | Yes | No (Cloud) | No (Cloud) | Yes (Sage 50) | No (Cloud) |
| 12-Year Price Lock | Yes | No | No | No | N/A |
| Data Ownership | 100% Local | Their servers | Their servers | Local (Sage 50) | Their servers |
*Wave is free but monetises through payment processing fees and your data. Prices reflect comparable tiers as of 2026. The Sage column here is Sage 50 Premium 2026 US Desktop — a locally installed program, like ours — at the single-user price published by an authorised reseller and read on 15 September 2026, not Sage's separate cloud product.
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