11 AI Capabilities, All Shipping Today

Import bank transactions from any source — Stripe-powered bank sync, CSV, QFX, QBO, or PDF statements — and watch as machine learning assigns the correct expense category to each one. The system observes your corrections and refines its accuracy with every interaction.

Skip the report builder. Type your question in plain language and receive an immediate answer drawn from your own financial data. No formulas, no filters, no pivot tables.

Your dashboard becomes a strategic advisor. AI-generated insight cards highlight what matters most: spending trends, revenue patterns, unusual activity, and concrete recommendations you can act on immediately.

Tell the wizard your industry and business type, and it builds a professional chart of accounts with appropriate categories, tax codes, and structure. What normally takes an accountant an afternoon takes the wizard a few minutes.

An eight-pass matching engine that processes imported bank transactions against your books with 95%+ accuracy. Each pass uses a different strategy — exact match, fuzzy amount, date proximity, vendor correlation — to maximize automatic resolution.

Snap a photo of a receipt or upload a vendor invoice. AI reads the document, extracts the vendor name, line items, amounts, tax, and dates, then drafts the accounting entry for your review. Manual data entry becomes a thing of the past.

Generate any financial report — Income Statement, Balance Sheet, Cash Flow — then click one button to produce a plain-English narrative summary. Export the entire package as a professional board-ready PDF with key metric highlights and AI-authored analysis.

Month-end reconciliation, reduced to a single gesture: drop your bank statement PDF into the reconciliation window. Kantivo reads the closing date and ending balance, auto-selects every register entry that matches the statement, and presents you with a zero difference to review and complete — followed by a printable reconciliation report for your records.

Importing a PDF statement no longer depends on whether your bank is on a supported list. Kantivo Core AI reads the statement itself — bank or credit card, familiar layout or not, and even statements that arrive as scanned images with no selectable text. A card statement printing a posting date, a transaction date, a reference column and its own section headings is read correctly, with charges and payments landing in the right direction and merchant names kept clean of reference numbers. Drop up to five statements at a time without a second thought; beyond that Kantivo checks first, since each one uses your included AI credits. Prefer your own Anthropic key and model? Set it in ⚙️ Company Settings → 🤖 AI Assistant and your key is used instead. Offline or out of credits, the original per-bank reader takes over so importing never stops.

An assistant that can operate your books is only comfortable if you stay in charge of what lands in them. When Kantivo prepares work rather than finishing it, that work waits in Tools → AI Staged — a permanent spot in your sidebar that carries a red counter the moment anything needs you. Open it and every pending item is listed with what it is, what it would do, and when it was prepared. View it to open the real form and change anything first, Approve it to post it as-is, or Decline it and nothing ever reaches your ledger. Approved and Declined tabs keep the record afterwards, so a month later you can still see exactly what the assistant put in your books — and what you turned away.